Meet your new slumlord…
Young landlord’s 11 rentals in 5 years
Gary Lin says he started buying houses only so he could play World of Warcraft on his computer all day every day.Now he’s a multimillionaire who owns 11 rental properties in the soaring Auckland market.
The 32-year-old – originally from Guangzhou in China but a New Zealand resident since he was 13 – started buying property in June 2010 with a $200,000 wedding gift from his father. He and his wife Cindy bought one place for as little as $173,000.
Now his portfolio is valued at $6.5 million, which earns about $275,000 in gross rent each year.
Mr Lin, who drives a 2001 Honda, says he’s not motivated by the trappings of wealth. With his wife, he supports most of the living expenses of their parents and pays for the upkeep of five cars in two families.
The optimist says he isn’t worried by talk of a slump in property prices, saying that would only enable him to buy more places.
And like other Auckland landlords who predicted rent rises this week, he says he’ll be putting his rents up soon.
…and here’s this slumlord at his worst when justifying squeezing more money out his tenants…
“A tenant will have 20 bucks less, perhaps. But which business in the world actually subsidises their customers?”
…what a vicious little Young Nat he is. Lin isn’t the first slumlord to make the headlines, there was this repugnant arsehole…
$18m landlord who owns 37 properties: Don’t be too kind to your tenants
“The kinder a landlord is to a tenant, the worse the tenant treats the landlord. Some tenants go to great lengths to become friends with their landlord, then come up with all manner of hard-luck stories and expect their landlord friend to help them out financially by letting them off paying their rent,” Mr Goodwin said.
…the entitlement and privilege of this boomer slumlord is just appalling.
News that a Chinese Billionaire is trying to buy up NZs State Housing should terrify state tenants.
Slumlords like Lin and Goodwin represent the worst malfunctions of the market laid bare.
Renters need rights and they need them now.
We require new law cementing in long term tenancies with rent controls and the promotion of ‘ethical landlords’, people who refuse to squeeze every last drop of money out of their tenants for needless greed.
Our social inequality demands solutions, renters rights and affordable housing is part of that solution. Privileged arseholes like Lin and Goodwin represent all that is wrong with the current free market failures.
It is my opinion that houses do not need Warrant of Fitnesses.
LAND LORDS DO!
What we need to look at is system that taxes those who choose to invest in real estate, tax all trusts and develop a standard of living that is safe for its tenants i.e insulation and heating. Our systems have allowed greed to flourish, I don’t despise these people because its our systems that uphold their behaviour.
This article only supports the idea of foreign money buying up the New Zealand market. And if this is what is referred to as hard work then what a joke – YOU GOT GIVEN THE MONEY FOR A PROPERTY!!!
Yes, Mr Lin, the Herald cannot see the bloody obvious can they.
This greedy little creep has single handedly prevented 4 other people or 4 other couples buying a house to LIVE in and at the same time contributed to Auckland housing supply problem. Just like all his ilk.
What is wrong with this picture NZ Herald?
And don’t get me going about corporate welfare and subsidies.
Correction to the above hat should read , “… has single handedly prevented 10 other people or couples from buying their own home to LIVE in”
I met a lady landlord posing as a business or agency the other day. When she showed me around a rather grotty property, ok but nothing flash in Onehunga for $640 per week (3 bedroom town house) I told her I could not believe the greed of some landlords and the prices they expected. I told her her place was not worth $640. She asked what I’d pay. I said maybe $560. She then proceeded to tell me that she was in fact the owner and not a greedy landlord she was just testing the market and that she would love me in there but at $585. I laughed and told her no thanks and left. I then checked the trademe listing again and noted that the move in costs included a letting fee?? WTF. A Private landlord charging a letting fee??!! Yet she is not greedy! What utter rubbish. Unbelievable. They see nothing wrong with what they are doing.
Even worse landlords are now charging rental letting agency fees on top of the rent.
Yep these lords and masters are getting some firm to do the dirty work of being the liaison between them the Rentier and the tenant so they don’t have to dirty their little hands over such tiresome chores but charging the tenant for the privilege.
They are parasites!
Letting fee
Often, a letting fee is charged by a
letting agent for their services relating
to the granting of a tenancy. This is
allowed under the Act and is normally
one week’s rent plus GST.
A private landlord renting out their own
property can’t charge a letting fee.
ƨWhat is key money?
Other than letting fees, key money
is generally prohibited under the Act.
This is any sum of money that a
landlord demands from a tenant to
grant them a tenancy (it is separate
from rent and bond).
This from the tenancy website. No mention of rent auctions, etc
Having rented in Auckland for over 30yrs none of the above is any surprise. It’s more overt and the market is the worst its ever been. What doesn’t get mentioned are racism (6 bdrm south Auckland -already let if your Maori/Polynesian), notice reduced for “family”, “cash” rentals, and my all time fave coming home to find a for sale sign in the front lawn-no notice, agents/buyers arrive unannounced, new owner and builder outside with tape measure.
Don’t forget you’re all rentscum, you need at least one mortgage to show you’ve “made it”
In my view all the legislative knobs and levers needs adjusting to be totally in favour of the home owner/occupier, this travesty has gone on for far too long
The real cure to the issue of exhorbitant rents for sub standard housing is massive state housing. Built a superior basic structures and priced to meet a percentage of income.
THAT’S WHAT USED TO HAPPEN IN MORE ENLIGHTENED TIMES. NOW ROGER AND RUTH RULE THE ROOST. STATE HOUSING DETERMINED RENTS SO THAT LANDLORDS WERE COMPETING WITH STATE RENTALS.
I rent out 2 flats and a house. I spent about $85K across all three to ensure they were warm, dry and in great condition. If something needs repairing, my property manager knows to fix it first and tell me later. Those are my operating instructions. When the property manager recently suggested a rent rise because the market could bear it….I said we’d leave it as it is and have another look in 6 months. My usual practice is to reduce the rent by $20 / week for a proven good tenant. I see that as a good investment.
However….the tenant has to pay the rent on time. I do my part….they need to do theirs. If the rent falls into arrears more than one period, I give notice of termination asap. I’ve seen what happens when you let ride. I’ll never get that $6000 back.
Also…if you can’t afford to live in Auckland, get out. I would.
Interesting that the property manager suggested a rent increase. We’re generally led to believe that it’s the rapacious landlord to blame for these increases, but I suspect property managers are the motivating force behind a lot of it.
My rent has been increased by $40 effective next month, and the property manager’s reasoning was “this is in line with current market rates”. The thing is, my employer doesn’t give a toss about “market rates”, and they’re not about to increase my wages by an equivalent amount any time soon.
The vaunted “market” is an amoral construct unable to factor in mitigating circumstances or an individual’s ability to pay. Claiming, “Oh, it’s just supply and demand, darling!” when you know you’re likely putting a family under immense financial stress seems fairly unethical. If a landlord doesn’t absolutely require the additional income from ongoing rent increases, why raise the rent simply in order to comply with “the market”?
Having said that, I’ve had several landlords who were utterly lovely people for whom nothing was too much trouble. I’ve had a few grasping misers too, but the less said about them the better.
If you are wondering why this post is rating so low you might consider your gratuitous attack on a whole generation.
Frankly, it’s becoming boring.
Your wrong, baby boomers have lied to us. The valuies they preach are based on broken marriages, a retirement system not able to sustain life longer than 5 years, unstable employment and sky rocketing costs of living.
Those that got onto the property ladder at 1999 prices won, every one else can suck eggs
Unlike you,Sam, I recognise a dog whistle when I see and hear one, and I don’t wag my tail.
Hello Sam. I agree and disagree. Babyboomers is a name given to a generation that enjoyed the fruits of the welfare state. The last generation to do so. It is the dismantling of the welfare state and the rise of neoliberalism that has done for the working class and now the middle class who can no longer afford to even save up and buy a home. It isn’t the age group, it is the economic system. Bumblebrain can never quite figure this out because at heart he doesn’t oppose this system (capitalism) he is just dissappointed he is not in the superior position in it he feels he should be. Shaming a generation will not fix what we are facing now, which is an economic system geared entirely for big business and corporations. If anything, it wastes the time of those who are opposing it. We need to work together to oppose it. This could have been a good article but as Richard says, Burblebrain’s fixation with the babyboomer concept as the cause of everything he can’t have is a dead end to nowhere.
Hello Sam. I agree and disagree. Babyboomers is a name given to a generation that enjoyed the fruits of the welfare state. The last generation to do so. It is the dismantling of the welfare state and the rise of neoliberalism that has done for the working class and now the middle class who can no longer afford to even save up and buy a home. It isn’t the age group, it is the economic system. Bumblebrain can never quite figure this out because at heart he doesn’t oppose this system (capitalism) he is just dissappointed he is not in the superior position in it he feels he should be. Shaming a generation will not fix what we are facing now, which is an economic system geared entirely for big business and corporations. If anything, it wastes the time of those who are opposing it. We need to work together to oppose it. This could have been a good article but as Richard says, Burblebrain’s fixation with the babyboomer concept as the cause of everything he can’t have is a dead end to nowhere.
I’m always reluctant to admit that I was in the last class ever of NZ’s free tertiary system during the mid 90’s. Because of entry requirements of being Maori. I couldn’t believe it when I scrolled across my course in the prospectus. I can not describe the relief of not owing 30k, and then been in amongst every one with 30k+ debt, you learn not to brag quick. So Iv only mentioned this fact twice, now, and one other time with family.
Iv shared this little incite because I like to think I know something about unwinding the threads that have prevented deep economic downturns in the past.
It takes enormous hubris to believe that the economic forces which had given rise to crises in the past were either not present, or have been tamed, through sound monetary and fiscal policy. It takes even greater hubris given that in many regions conservatives have succeeded in dismantling the regulatory regimes and automatic stabilizers that had helped prevent crises since the Great Depression. It is noteworthy that Charles Kindleberger, in his great study of the booms and panics that afflicted market economies over the past several hundred years had noted similar hubris exhibited in earlier crises.
Until a generation of children emerge that is less retarded than the last, we will continue to experience booms and busts.
Not a whole generation, just a select group of self serving greedy pricks who in a heartbeat will happily collect taxpayer rental subsidies, indirectly of course and pat themselves on the back that they’re not bludgers!
The story is mocks the perilous life of the majority of the young people and families who are struggling to get by in this playground of the rich that New Zealand has metamorphosed into. A place where a societal strict based on the duality of drones and queen is coming much more prominent, the drones being the 99.9% lot, working their ass off to build portfolio of the rich.
I am a migrant too, came here as a 19 year old student from India, studied a Business Diploma, then a Bachelors Degree and eventually a Masters, not from the money of mom and dad, but a hefty student loan and sheer hard-work. I used to work as a cleaner and as petrol pump attendant, working night shifts and going to class every morning, scored the highest marks in my class through out, moved up the societal ladder eventually because my employers recognised my hard work and promoted me.
Now I am 29 year old, a permanent resident (and hopefully a citizen soon) working in white collar job as Marketing Manager of one of the big four’s and love every part of living in NZ, except when I moved to this absurdistan called as Auckland.
Part of my success should be attributed to the so called ‘outside view’ and my own experiences growing up in India, because as a migrant I saw opportunities that many people who are born here fail to see and I worked hard for it, kiwis recognised my hard work and I moved up the ladder. Now, am married to a kiwi asian girl and have a kid born here.
Anyways…to cut the story short, I have had every trait of an ideal migrant who have embraced NZ, so theoretically I should have succeeded as well, however, I am renting as well ( like the majority) and paying an absurd rent. I couldn’t buy a house because I don’t have money for the deposit and my parent belonging to the middle class, 200Ks as wedding present is out of question ( neither would I accept it) . In the current setup, couldn’t afford a house here, and I have sympathy for young families like mine.
My landlord is Chinese who fails to communicate in english, have plenty of properties here and stays at home ( don’t need to work, have enough cash churned out of his portfolio).
Now, my question is, I as an Indian have to go through the whole bureaucratic process, i.e. IELTS ( English Language Test) , Medical Exam, Police Checks, Qualification Checks, etc to name a few. So I felt like that I was coming to a country where they are very selective about the ‘quality of migrants’, however, I found that It wasn’t the case.
At the expense of sounding like a racist, the truth is that rich Chinese dominate Auckland at the expense of the kiwis and other migrants, and plenty of such Chinese migrants aren’t the ‘creme de la creme’ amongst the migrants.
I can guarantee that majority of them will fail the basic communication test. But they are the ones driving the Ferraris and owing plenty of houses, while the hard-working average kiwi/average migrant is paying 40-60 percent of their income as rent in it overvalued property market, to them.
The migration policy and the general economic setup here is skewed towards the rich Chinese, rather than the talented/hardworking migrants. And I find that Kiwis are too nice of a people to protest against this. This will hurt them in the log run.
If NZ needs quality migrants to build its economy, they should follow Singapore, as it is a good example of how quality migrants can actually turn the tides of economics. The current setup is scam, both for the kiwis and the migrants.
As about me, I probably will have to be a migrant again, to some other country ( or back to mine) where I can buy a roof for my family, and where my handwork is not mocked up by article like this, where they show the success of the the greedy few, ignoring the plight of the majority.
It’s really easy to migrate as an investor. Prove you have ten million dollars invested and you just have to meet health and character requirements. You can also get in, but with some check, with 1.5 million invested.
This is probably the class of immigrant you are referring to. I actually think it’s really bizarre that we have this formalised process where you can basically buy your way into the country.
You suck. You should not be jealous of hard working Chinese. You only see yourself as a hard working migrant, you should open your eyes to see how the other migrants work. The only thing I can see is no matter where Indians go, you are still very poor, no matter how long you have been immigrated. No matter where Chinese go, they become rich. That is the truth.
John
With due respect, you vain slandering doesn’t changes the fact that you are a shonky Nat supporter. Btw…with a household income of 160ks, certainly I wouldn’t be classified as poor, but it wasn’t too long ago when I was earning minimum wage as a student, so I have sympathy for people on the breadline.
Btw before you begin your tirade, let me specify that I have nothing against Chinese. In fact, my wife’s mum and dad are migrants from Hong Kong, so I don’t have to prove anything to anybody.
The only difference here is that I am not willing to buy an overpriced crap for the price that the Nouveau Riche mainlanders are willing to pay. It just doesn’t makes an economic sense and I don’t have rich mum and dad to pay for the deposit.
As far as your tirade against Indians go, Indians are classified as model immigrants in many countries they go to, they are highly educated , adapt easily, they are cosmopolitan, hard working and respect the local values.
Most Indians here may be struggling for now, but the first generation always struggles. The second generation achieves, go take a tour of America or Canada where Indians are considered the model citizens, and now even kiwis are recognising that Indians are hard working and they have come this far to prove themselves and achieve success, not running away with their black money, from the single party commie state of capitalism that China is.
The Chinese bubble will be over soon. And then Neo-liberals dumb bats nationals will be taken care of as well.
http://www.bloomberg.com/bw/stories/2006-09-13/are-indians-the-model-immigrants
http://www.forbes.com/2009/02/24/bobby-jindal-indian-americans-opinions-contributors_immigrants_minority.html
I’m not sure why so many New Zealanders turn to rental property as their number one investment. Is it because wages in this country are not enough by themselves to save for a decent retirement? Or that the sharemarket is unappealing because its so volatile and too many were burnt in the 80’s.
People have the right to try get ahead and better their situation and the government has by way of it’s policies made property the most appealing way to do so. If property was taxed a bit more maybe we could get people to invest in business instead and really grow this country.
I would love to see a WOF or grading system (similar to food outlets maybe? with anything less than a C grade shut down) for rental properties. I agree that long term tenancies and rent control in certain areas are necessary if we want to change the dire state the rental market is in right now.
However we still have a lot of New Zealanders who are not in a position to buy, even in the most affordable housing regions. They need quality rentals, someone has to provide them. As we see the government has lost interest in providing housing (which is sad because with the current cost of building its very difficult to produce an affordable house in some areas). Even if the situation improves people will need quality affordable rentals while they save for a deposit on their first home.
And I think you missed a point in the article where the landlord mentions he provides above average quality homes its not really nice to call him a slum landlord. How about those that own multiple houses in poorer areas, never fix anything, never install insulation or quality heating, use the fact that their tenants don’t fully know their rights to avoid necessary repairs, and wilfully let large family’s live in mouldy damp homes. Those are the real slum landlords. (Housing New Zealand could probably fall into this category).
“A compulsory WOF for rental housing will mean higher rents”. We hear this same excuse rattled out every time there is a suggestion that minimum standards should be applied for something.
To turn it around, does this mean that we have lower rents now because we DON’T have a WOF? Yeah right!
The people that oppose WOFs the most are the people who rent out substandard housing and they want to continue to do it with no accountability to anyone or anything other than their own wallets.
Just recently changed the apartment my daughter was renting at $445/wk in Parnell. Originally moved in 1 year ago and enjoyed a healthy relationship with the original owners.
They recently sold to an asian woman who after 2 mnths decided to increase the rent by $105.00!!!
We (as i pay the rent) are the perfect tenants, daughter at Uni, mum and dad have solid jobs we have made modifications to the apartment approved by the landlord and this was not considered by the new owner.
Heartless and greedy!
Definitely need guidelines/regulations for landlords to do whats morally right as when you get a great tenant, its probably in your best interest to look after them just like we look after you and your investment.
Found a better place in Parnell with Kiwis that understand the way things are.
I see the old place (1 bdrm apartment) is now asking for $530/wk…renters beware.
Kia kaha.
Just recently changed the apartment my daughter was renting at $445/wk in Parnell. Originally moved in 1 year ago and enjoyed a healthy relationship with the original owners.
They recently sold to an asian woman who after 2 mnths decided to increase the rent by $105.00!!!
We (as i pay the rent) are the perfect tenants, daughter at Uni, mum and dad have solid jobs we have made modifications to the apartment approved by the landlord and this was not considered by the new owner.
Heartless and greedy!
Definitely need guidelines/regulations for landlords to do whats morally right as when you get a great tenant, its probably in your best interest to look after them just like we look after you and your investment.
Found a better place in Parnell with Kiwis that understand the way things are.
I see the old place (1 bdrm apartment) is now asking for $530/wk…renters beware.
Kia kaha.
Mr Lin is clearly not a ‘slumlord’. He appears to look after his properties and is careful about his tenants so the standard is maintained. He is a business owner as much as someone who runs a shop is a business owner.
If you call him a slumlord you should apply the same term to Housing Corporation who appear to operate some pretty shoddy houses.
Incidentally what is the connection between the article and the image of baby boomers? Are you suggesting all baby boomers are slumlords? There are many baby boomers who have no income other than state pension. Do you wish to deprive them of that?
you hit the nail on the head “priced to meet income” and that goes for all housing
the rental supplement is basically welfare for landlords.
housing is in a bubble easy credit and inflows of offshore money have lead to situation where housing cost bare no relation to the really economy or actual income.
theres a really interesting article .from Bernard hickey
http://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=11545650
home owners have borrowed between 5 and 7 times there incomes on property speculation medium and low income earners are being made to pay for there recklessness and when interest rates go up pricks will try putting the rent up.
the baby boomer really are the most selfish generation in history they use the argument we payed our taxes we worked hard. well what makes them think the current working generations are not working and paying taxes to, and are being told no homes for you ,save for own retirement while handing the majority of your income to landlords paying huge mortgages, student debt,the baby boomer’s never had plus expected work in a job market where even accountants and lawyers will be in the Precariat.
https://youtu.be/jTDU5bgqTr8
i for one resent paying these selfish pricks they are taking more than there fair share there taking our share because of huge wealth transfer that has taken place there needs to be a claw-back on these pricks
You can’t really blame the individual for behaving like this, I’m sure his family who he looks after thinks he’s a top guy. It’s the economic system that’s at fault that encourages and rewards this behaviour. Only when we have a system where housing is produced to live in and not to make money from, and the only ownership will be through use (i.e.where you actually live) will we be free of slumlords. Picking on individuals won’t alter the system one bit.
There is a reason that when revolutions happen, the landlords are just ahead of the priests in the firing squad queue.
in the tradition of a commonwealth country lets use a rope
A couple of years ago I was invited by a friend to attend a Ministry of Business Development sponsored session on how to become a landlord. One of the speakers was a big time local landlord and what he said left me with chills going up and down my spine.
His attitude was that almost everyone who rents his properties is a low life, cheating, dishonest and lazy slob and thus should be treated with contempt and with absolutely no compassion or leeway.
There may be some people renting houses that are like that, but I bet there are a lot more people who genuinely want to be good tenants and establish a least a harmonious, if not friendly, relationship with their landlord.
If you treat people like scum, then how can you expect them to treat you any different?
Well said, Marcus. You get what you give in most instances. And yet we have TV shows that love to perpetuate the myth that everyone who rents is a foul-mouthed, drug-dealing, benefit-scrounging, vicious-dog-owning wrecker with nary a concern for anyone other than themselves. It’s genuinely sad.
When people start talking about the relative selfishness of baby boomers I can’t help thinking about the great irony here. The irony is that the baby boomers were the young men and women of the sixties who defied the establishment in a way and to an extreme unparalleled in history. They fought against war, racism, nuclear weapons, conservatism – ie. The System, the men in suits.
When I look at what this generation has become now I am reminded of a quote by John Lennon about Jerry Rubin, the one time ultimate hippie rebel when Lennon discovered that his former hippy mate had become an investment consultant.
“Did I go through all that just so Jerry Rubin could get a good job?”
We certainly need more legal reforms to create more security and fairness for renters, and while New Zealand’s Residential Tenancy Act is not the worst of pieces of law, it lags behind laws they have in places like for instance Germany, where renting is common and where renters do have more rights.
The “landlord” above is one bad example, but there are much worse ones out there. With the redevelopment that is planned for Auckland, with more intensification and more apartment blocks to come, prepare for whole blocks only at the minimum size of 30 square metres (studios), which may be the only “affordable” option for many. So prepare with that to have whole families occupy such.
I am not kidding, that is what Auckland Council seems to be prepared to settle for now, giving up a minimum size for studios at 35 square metres and giving up a required minimum dwelling mix, ensuring developers also build larger units in such blocks. Also will there be greater heights allowed, if they get their ways in the Unitary Plan Hearings still under way.
We will have more investors, local and from overseas, buy and build such new ghettos, and the landlords will charge what they can get away with, it is already horrendously expensive in most of Auckland now. Hence the overcrowding, people living in caravans, garages, couch surfing with friends or even sleeping rough.
New Zealand has no rent increase controls like they have in many European countries, and it is time to introduce such.
As for landlords, there are still some out there, who are not charging what they can, as they appreciate having good tenants looking after their properties, and make concessions on rent.
I also am against the increasing use of term tenancy agreements, for say a year only, as this increases the potential of landlords kicking people out, just to be able to get new tenants in and charge more. There should be strict limitations for fixed term tenancies.
What the government is proposing, in a few years time, like minimum insulation and other standards to be introduced, that is NOT enough, and we need improvements now.
But do not expect John Key and his ministers to be rushed off their feet, they will do all to stay on good terms with their property owning and landlord supporters and voters, tenants are at the end of the ramp, when it comes to priorities.
Rental housing in NZ need a WOF system, as absolute rubbish housing is being rented out for excessive rents.
The whole housing situation in Auckland is a joke?
Rubbish houses being sold for big $’s and being rented out for excessive amounts of money!!!
The framework designed by successive Governments has allowed this situation to occur, not a lot of thought has gone into immigration and housing policies it is just done ad hoc, hence we have the current problem.
At least our forebears like Michael Savage had some brains?
I think people doing all this landlord hating are with all respect quite ignorant.
I own 2 rental properties in wellington. I make about a $270 loss every week and that’s assuming I have tenants 52 weeks a year.
I have been given the run around so many times by tenants not paying rent, abandoning the tenancy, damaging the property, leaving rubbish and mess and even the theft of my property, all while I have tried to be a fair and extremely reasonable landlord.
So not all landlords make money in the short-medium term. Of course there are bad landlords but in my opinion there at least as many bad tenants.
I think people doing all this landlord hating are with all respect quite ignorant.
I own 2 rental properties in wellington. I make about a $270 loss every week and that’s assuming I have tenants 52 weeks a year.
I have been given the run around so many times by tenants not paying rent, abandoning the tenancy, damaging the property, leaving rubbish and mess and even the theft of my property, all while I have tried to be a fair and extremely reasonable landlord.
So not all landlords make money in the short-medium term. Of course there are bad landlords but in my opinion there at least as many bad tenants.
I think people doing all this landlord hating are with all respect quite ignorant.
I own 2 rental properties in wellington. I make about a $270 loss every week and that’s assuming I have tenants 52 weeks a year.
I have been given the run around so many times by tenants not paying rent, abandoning the tenancy, damaging the property, leaving rubbish and mess and even the theft of my property, all while I have tried to be a fair and extremely reasonable landlord.
So not all landlords make money in the short-medium term. Of course there are bad landlords but in my opinion there at least as many bad tenants.
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