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42 Comments

  1. Good call Curwen, although there’s one thing I want to take issue with:

    “Part of the answer to our present circumstance, therefore, does obviously lie with attempting to turn younger New Zealanders into the sort of high-turnout voting demographic which can make or break elections.”

    I don’t think it’s realistic or desirable to think that today’s digitally empowered youth are going to become passive voters any more than it is to think they are going to start watching the TV news. If we want younger people to get involved in democratic activity in Aotearoa, we need to pitch them something more exciting than turning up once every 3 years to choose between two sets of temporary dictators. We need to be talking about forms of democratic participation that go on all year round, and allow people them to inject their knowledge, ideas, and passions into the political process.

    It’s deep democracy, not political consumerism, that has the potential to get younger people involved in politics. Once they’re involved and informed, and they feel like their input can have real impact, they’re more likely to make the effort to vote in elections of any kind. But this is just the cherry on the top, not the whole cake.

  2. Jeez, Patrick, feelings of entitlement much?

    Frank has demolished your argument (which isn’t well supported by any hard evidence) and you still witter on?

    Prove your assertions, mate. Anecdotal evidence just doesn’t cut it.

    The facts are simple, you’re going to collect supper at age 65. My kids have to wait till they’re 67. An both have huge student debts to pay off as well as try to save for their own homes.
    If that’s fair to you, then you’re nothing more than an Act supporter.

  3. the figures I quoted prove that more people voted against National than for it.

    You’re describing election result using First Past the Post, not proportional representation.

    Which means that more people vote for Muldoon in significant electorates which gave him three terms in office.

    Ok, you want numbers, here you go;

    In 1972, National received 581,422 votes as opposed to Labour’s 677,669.

    Muldoon campaigned on abolishing Labour’s super-saving scheme in 1975, and won 763,136 votes to Labour’s 634,453 – a swing to National of +6.1%.

    It doesn’t matter what the other parties received – the election was done under FPP. What does matter is that National gained 181,714 more votes in 1975 than the previous election.

    Enjoy the stats.

    If you want more, try using Google. It’s amazing what you can learn when you’re not wedded to your own prejudice.

    ref: https://en.wikipedia.org/wiki/New_Zealand_general_election,_1972

    ref: https://en.wikipedia.org/wiki/New_Zealand_general_election,_1972

  4. Sure we had free university education – but that only applied to the much lower % of the population who went to university so it meant nothing to the vast majority who didn’t

    You’re conflating two different periods in time, Patrick, and somewhat ignoring the realities of the 70s with that post-mid-80s.

    Tertiary education became more in-demand as the workplace became more professionalised.

    The result is $15 billion in student debt which baby boomers like Bill English, Steven Joyce, John Key, et al, never had to pay for.

    Their university tuition was near-free.

    On top of which most probably received a student allowance.

    Then to top it of, they voted for seven tax cuts after 1986.

    The concept of socialised tertiary tuition, with one generation “paying it foward” to the next, was replaced with user-pays.

    Result: $15 billion in student debt.

    Plus housing which is less affordable than ever.

    Plus more user-pays in services such as prescriptions (which were once free) and schools “voluntary fees”.

    Now, the Boomers’ political representatives have handed millenials the discriminatory retirement policy of a 65/67 retirement split.

    So you write and spin all the BS you like, but those are the facts of recent history of the neo-liberal “reforms”.

    Your attempts at explaining away our recent history is risable.

  5. Patrick, if you make an assertion that “few people retire at 65”, it’s up to you to prove it. It’s not up to me to prove otherwise.

    I’m not here to waste time debunking every inane claim made by people like you.

    If you have the data, put up or shut up.

  6. Well, well, youve put a really nice bow on everything and sprinkled political fairy dust all over new zealand and made agri wast smell like a sweet, sweet, rose. Amazing!

  7. Your assertion that “a huge chunk of boomer votes went to Labour, Values and Social Credit” is more meaningless twaddle. Muldoon ruled from 1975 to 1984 – nine years. He was defeated in 1984 only because Bob Jones split the Rightwing vote with his New Zealand Party. His support came primarily from the Boomer generation, as well as (some of) our conservative parents.

    Whatever ‘spin’ you’re trying to put on our history, which leads up to present day circumstances, is clouding the issues. Your analysis is flawed.

  8. You also make the valid point that boomers have contributed towards retirement their entire working lives.

    That is rubbish. I pointed out to you before (which you’re ignoring) that Baby Boomers voted for Muldoon in 1975, who then proceeded to abandon Labour’s superannuation savings scheme. Muldoon relied solely on a pay-as-you-go.

    Whatever “contribution” Baby Boomers made was insufficient.

    You’re spinning things against known history.

    1. “known history”

      Did you read about this, Frank?

      There were many of us who very upset to see Labour fail to win the election after the caretaker PM, Rowling, failed to spark.

      The main reason that I recall was the lure of the superannuation refund if National was elected. I didn’t get much back but those on higher salaries – that’ll be your National voters, received fairly large lumps back.
      It was perhaps the largest voter bribe of the 20th century.

      There was a lot of anger that the compulsory scheme had been aborted.
      Although a lot of complaining was done it was grudgingly admitted by most that something needed to be done for future security.

      It was very common at the time for most of the institution type workers to have in-house superannuation. Insurance staff had free schemes that rewarded long-term loyalty.
      Banks and civil servants all had super plans for staff.

      These people were set. They had no need for a compulsory govt. scheme. They wanted their money back from the Labour govt. scheme.
      Some of them were probably Boomers if you must use that word. Many of the voters would have been well established in their careers and in higher paying secure jobs. Let’s say 40 years and up when careers usually start to reward the efforts during the second half of a working life.
      They were the ones who voted for their money back.

      At that time the oldest Boomer would have been only 30 years old. The big swell in Boomers would have been just 25.

      1. attention to the moderator.

        The post above was sent without the alterations I had in mind.
        It posted even though I was not logged in.

        Perhaps best to delete. There are some inaccuracies and I did not intend to leave the rather flippant attack on Frank.

        I deleted I will correct and repost. Thanks.

  9. NZ Superannuation was only established in its universal form in 1979 by Muldoon’s government.
    The previous old age pension was means tested.

    To say the Baby Boomers voted for National and carried them to power to enable NZ Super neglects the enormous numbers of older voters at the time. Many of the older non-Boomer generation were National voters and were at odds with the younger voters.

    Many of those in their Twenties at the time did not vote for National. They couldn’t stand the crusty old bastards.
    Many twenty year olds in the 1970s were not fixated on superannuation that would not be claimed for another 35 to 40 years.

    Australia has a means test which allows for a family home and about $540,000 in other assets after which the superannuation abates. If we follow Australia in so many things why can’t we work around some sort of means testing with a progressive abatement?

    I also see the current high immigration as a threat to NZ Super. With such a short qualifying time I can see immigrants and extended family creating a heavy load on funding.
    10 years is quite a short time to contribute to what could easily be 25 years of Super payouts. Many Boomers have been assisting Super payments to recipients for 25 years plus since the scheme was established, and paying social security tax for 10 to 15 years before that.
    Australia has its qualification set at 25 years which is not uncommon with other countries.
    Any OE years worked in Australia have the Super paid to NZ to subsidise the NZ Super for the years when the superannuitant was not contributing to the NZ tax base.
    This reciprocal agreement may not be valid with many of the new immigrant home countries. This also adds to the load on the NZ Super funding.

    Why is NZ so generous with its qualifying time? Just as we do with tourists and ACC claims, we pay out willingly to those who have not contributed fairly to the ongoing scheme.

    1. The old age pension at 60 was income tested.

      You could retire from you job at 60 and get the pension, It was called “The Old Age pension”

      At 65 you could draw a pension no matter what your income was.

      All working to 67 is utter rubbish.

      Where are the jobs.

  10. What you obviously also don’t understand is that for the first 30 years of my working life tax rates were very much higher than they are today.

    Actually, ALH48001 makes a valid point and you have countered with a half-truth. The top marginal tax rates were initially high, but were dropped through seven successive tax cuts. The last five of those cuts were made after student fees/loans were introduced in 1992.

    So the Millenials are being saddled with high student debt; unaffordable housing prices; and now having to work two years longer than baby boomers. It’s like having two classes of citizens in this country.

    So you can spin it any way you like, Patrick, but facts are facts.

    1. Salvo !

      Didn’t like the tone of what Patrick said… esp this bit :

      ——————————-

      ”When you people get to 67 you will be living years longer than we are now, but the costs of prolonging your lives will be horrendous.
      Spare a thought to how this will be funded.”
      ——————————–

      For all we know, Patrick is a rich prick that can afford the best private medical care and has an income that actually doesn’t need a pension and holds a job that lifts a pen all day…

      Maybe not.

      But geez Wayne – spare a thought for those who have done body jobs most of their life.

      Doing the heavy shit manual work you or others don’t want to do.

      And usually on a shitty low wage ‘Bill Double Dipper English’ endorsed zero hour type contract.

      Good on you Frank for answering that one.

        1. Be they allowed to retire at 65 or 67 the millennials will still need to pay enough tax to fund the super payments.

  11. I agree that raising the age to 67 is unfair on millennials.
    I agree that National should have continued Cullen fund contributions.
    I agree the age cutoff is implemented too steeply.
    I agree that some people’s jobs mean they struggle to get to 65.

    But the reality is there will be more retired people per worker in the future. People are living longer. We can address it sooner or later, fairly or unfairly but something needs to be done.

    National having a look at the sustainability of Superannuation 6 months out from an election in pretty brace and should be celebrated, not critisised. Other parties should step up with their solutions, rather than beating National with a stick.

    And someone needs to price up the health costs of the aging population. The health budget is a huge part of this debate.

  12. So once again the baby boomers get full super at 65, while the millenials wait an extra 2 years? Gosh, what’s wrong with that picture??

    By the way, how much did Bill English pay for his university tuition? Near-fucking-zero, that’s how much.

  13. Thank you Curwen. It is of course the globalists who are pushing this agenda, regardless of the fact that jobs are disappearing to the 3rd world or are being done by machines. It is an assault on humanity.

  14. A nuanced piece, thank you. But I still have concern about the bottom-line, and knowing that several other countries that have age pensions have moved, or incrementally will be moving, to age 67; and of course, people are, and will be, living so much longer. It will have to be paid for; NZ is no different. Although the idea of a 2% tax on everyone, to fund super, is not a bad idea.

  15. So many wise words there , Curwen,… time and again you drove the nail home.

    It is the exact antithesis to neo liberalism – unity – that will defeat it.

    I get a bit frustrated when I see commentators advocating yet more division. Especially those from the center left. It plays straight into the ugly ideology of the neo liberal . They thrive on division , in fact ,- their agenda rely’s on it to succeed.

    To rebuild this society , and to reject neo liberalism wholesale , – we need a govt by created by the overwhelming unanimous vote.

    And to do that ?… we need in tandem with vigorous cross party united front campaigning – a reeducating of just what neo liberalism is , its negative effects on a society and the destructive effects it has had on New Zealand society in particular.

    We also need a viable alternative.

    And I cannot think of a more viable working system than such as the Scandinavian country’s use currently.

    Social Democracy and a Keynesian based economy.

    THERE ARE ALTERNATIVES !!!

    And I can tell you right now – there are far more wealthy Scandinavians than there are New Zealanders per head of population… and that DESPITE a workable welfare state.

    In fact they currently have many of the things this country had prior to the 1984 Roger Douglas years of Treason.

    Therefore now more than ever before ,… we need unity and cross generational cooperation to dethrone the neo liberal liars and wretches. And if this general election ousts this current pack of anti sovereignty globalists… the importance of unity will become even much MORE important post election than pre election as massive undertakings will be needed to be done to restore this nation to its true and rightful heritage – that being of the public of New Zealand.

    1. 100% WILD KATIPO.

      We see a emerging strategy between Labour and the opposition parties so we want to see NZ First in there as NZ First has many good policies that support us kiwi’s.

      Hallelujah!!!

  16. nice to hear some common sense…sadly though for many of the (hopeful) players reasons of self interest, both personally financial and political (and I don’t mean “boomer” self interest) this line of thought is likely to be lost in the noise as that “intergenerational warfare” line gathers pace…..classic divide and rule.

  17. In the short and medium term, the way to start the beat-back upon Neoliberalism is to foster inter-generational co-operation against it.

    Hear hear!