Afterpay for alcohol??? Why Chloe Swarbrick is right about smashing Booze Barons

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Oh. My. God.

How fucking outrageous is this in its jaw dropping audacity…

Afterpay can now be used at Auckland bottle store, sparking backlash

Drink now and pay later – the delayed payment scheme that’s proved a hit for retailers is now in bottle stores and alcohol watchdogs aren’t impressed.

Critics have said the addition of an Afterpay option will increase alcohol availability to the most vulnerable. 

..Fuck right off!

Come on.

People!

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(Pause to suppress rage to formulate calm response)

 

Look.

I’m not much of a drinker. It’s never been my poison of choice.

Sure, I’ll have a drink. But I can sit on a beer for an entire night.

I get you all love booze and for the vast majority of us, it’s not a problem right?

For most of us, booze is pleasant and fun and a great way to relax at the end of a long day.

And let’s be honest, sweet Jesus, the last couple of years has seen that stress become an ongoing ordeal.

We can all recognise that as adults.

But while accepting that, we must also acknowledge that for some, alcohol is a dangerous drug they simply can not control to the point of 100% sobriety. There are some functioning alcoholics in our community who only function because they run out of money to buy booze  each week. Allowing those people to buy booze on tick to the fucking Afterpay pimps is so unbelievably ugly and the kind of commerce that would make your average South American Drug Cartel blush in shame.

Come on.

If the booze industry thinks allowing stressed out people to buy booze on tick is acceptable, you than appreciate the dire need for Chloe’s Bill against them.

This is an abomination of the Free Market, this is as immoral as it gets. This is a dealer/addict relationship that we are all allowing to happen in full sight.

To allow an addictive substance to operate drug rules of commerce and call that good social policy is about as ruthless as it gets.

This obscenity shows how much power those bloody booze barons have and the reason why they need the full jack boot of the state on their throat.

This is what I’ve come to understand as an Alt-Left Marxist Anarchist, the State’s Jackboot is endless and all powerful but too often we have it trained at the throats of the common citizen. We need to use the Neo-Gramscian Counter-Hegemonic method of turning the State’s Jackboot on the Corporations, the 1%, the banks and the speculators to fund the environmental, social and Degrowth economic infrastructure required for radical climate change adaptation.

In short, the Booze Barons should have the full Jackboot of the State on their throats 24/7!

Slash their advertising, get them out of supermarkets, immediately curtail their bottleshops, make them donate to Alcoholics Anonymous and just because they need to know who is in charge, extract a vice tax that comes off the top of their profit margin to help pay for the true damage their product causes.

All strength to Chloe’s arm!

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45 COMMENTS

  1. She needs to dump Fake Green and form a new party pronto and platform on Climate Chaos 1.5C (now locked in) and Climate Apocalypse 2C (virtually unavoidable now). Produce strategy and policies based on extreme existential threat to the nation in near term+. We have entered the kill zone of Climate Chaos now.

    Sri Lankan president just fled to the harbour and hopped on a navy boat, as mobbed poured into his palace.

    Lots more of this on the way.

    • @ Moon_rekt.
      To stop climate chaos one must first start at the root cause of it.
      Is this the root cause of it all? The simple insanity of the sociopaths need to feed their greed.
      Malcolm Evans popped this into one of his blogs here @ TDB. It’s as fantastic as it is terrifying.
      The Spider’s Web: Britain’s Second Empire
      https://youtu.be/np_ylvc8Zj8
      Remember The Cook Islands, The Wine Box Inquiry? The Panama Papers? Almost certainly AO/NZ’s real estate ‘industry’ ? The Ghost Cities of China? Etc, etc? They’re all linked. They’re all dodgy money being hidden from those it was swindled from.

  2. Is AfterPay really much different to a credit card?

    I guess Martyn had to find a new someone in the commercial world to hate. Bonus points for backing his political love of Chloe.

    • I know. He obviously have a massive blind spot for her and Adern, neither of whom have the slightest clue about the real world as they’ve never been in it.
      Nobody should be allowed in parliament without having ever worked in the commercial world where these idiots decisions have real negative consequences.
      And no, this isn’t aimed specifically at Labour and Greens, although they are grossly over represented in the category of student politicians without a clue.

    • It’s much worse. Credit cards are predatory enough, and should be banned as usury, but the _entire_ business model of Afterpay is built on preying on people who have already maxed out their credit cards and who they hope will run over their credit card limit, allowing Afterpay to then get them with ever increasing failed payment charges.

      For that reason, I use Afterpay whenever I can to reduce their margins.

      • I read somewhere that you’d be better off borrowing from tony soprano than an NZ payday loan company…tony charges a lower vig.

      • John White. This is how the loan sharks work, lending to high risk victims, with loan agreements so ponderous that even persons with English as a first language can’t navigate them. When they default, a new loan can then be negotiated at a higher interest rate. One of their employees told me that they see themselves as social workers, lending to people who would not otherwise be able to get money, without resorting to crime.

  3. I don’t understand things like After Pay & how they can be legal. Okay so I work for a bank. I speak with a customer who wants to close a bank account that they don’t use, say a savings account for a holiday. Previously I’d check with the customer to ensure they had redirected their salary etc, click a couple of boxes with my mouse and hey presto account closed.

    Now due to FSLAA I need to determine if I’m having a advise, or no advice conversion with the customer before preceding with the account closure. Oh and I have to record and capture the conversation in a reporting system. All audited of course.

    But I can walk into a bottle store on bene day and pick up a few dozen codeys, and essentially sign a loan to take them home.

    I highly doubt the checkout guy is in any way remotely qualified to give financial advice, so how can this be in any way legal.

    My kids have recently been asked to sign up for After Pay in a shop, no disclosure, no financial advice, no offer to refer them to a suitably qualified person. They were just told that they could spend a lot more as they weren’t paying for it all at once.

    • You make some quite valid and interesting points @ Terry Bond
      It does make you wonder how legit AfterPay is, particularly in your last paragraph how AfterPay is being solicited to your kids. Seems dodgy to me

  4. Indeed, all strength to Chloe on this subject. Good luck convincing her PM though!

    Some greedy filthy retailers who would sell their grandmother’s for a quick buck just cannot help their inner greedy money raking bastard selves, so offering credit for booze did not surprise me. But I bet they whine and bitch and play the victim when their pissed alcoholic clients rob them or ram raid them later on.

    And although identifying the many flaws of the Sale and Supply of Alcohol Act, our dear useless government has gone missing in action…yet again! And even more unsurprising is that name David Clark associated with that MIA. Which plays to my theory that he and Labour are there to maintain the elites status quo! Too much profit at stake to rock the boat, eh team?

    Alcohol is a legal poison, like tobacco and it does huge damage to lives and contributes greatly to crime and dysfunction. Any fool excepting Labour and National MP’s can see that.

    It should be treated as the legal poison it is. Carefully, not a free for all!

  5. Agree…especially after the former Christchurch Booze Baron incidents of not paying/under paying workers, not paying tax, reported cases of violence outside his shops…this went on for years!
    Perhaps— push for those booze shops to be turn into Cannabis shops to keep the workers employed??

  6. I have to agree Martyn. I enjoy several drinks most evenings but fortunately for me I can afford it. After Pay does seem a step too far. One could argue ‘after pay’ is already used to buy a lot of crap we don’t need so what makes booze any different. I believe Martyn has always stood up for an idiot’s right to be an idiot so he and I are likely being a bit hypocritical on this. It’s like telling a beneficiary he can’t put money on a horse. If we the people are silly enough to give that person the money surely he can spend it how he or she like’s. Would this be just another Big brother knows better situation. Still it doesn’t seem right does it.

  7. Don’t let the REINZ know, they will try and convince the government that Afterpay for housing will stop the house price crash. Robbo would probably go for it as he really has not got a clue now has he?

  8. Afterpay for Alcohol is disgusting.

    One of the many booming socially poor, industries in NZ, crying how lazy and how hard it is to get NZ workers.

    $25 p/h seems to be the ‘going rate’ for a ‘manger’ of a liquor store with all that responsibility and fear of robbery, (and many reports of $6p/h for cash workers) is not OK.

    The availability of low waged migrant workers is helping many poisonous industries and poor businesses that could not survive without government pushing in low wage temporary workers.

    Socially poor industries are now spread far wider in NZ and more highly valued and profitable, than they should be.

    Workers in low paid industries often need to be supported in state housing – a burden that seems to be growing.

    AKA this lucky 83 yo former liquor worker now lives in a brand new state house apartment block in Epsom.

    “Al, as he asked to be called, was one of the first tenants in the building. He had worked as a manager for liquor stores for 34 years and owned his own home but after being hospitalised with septicemia he could no longer work or pay rent on a mortgage. He had been living a relatively comfortable life until one day he suddenly wasn’t, and joined the 200,000 New Zealanders living in a Kāinga Ora house.
    Now 83 years old, he loved his home on the street-front.”
    https://www.nzherald.co.nz/nz/a-year-after-kainga-ora-built-a-housing-block-on-a-wealthy-epsom-street-some-residents-ask-if-their-fears-were-overstated/J2DIR6YPT7ZE7ZR6OIJJTTY2AQ/

    That might be sustainable 34 years ago for workers like ‘Al” when there was not liquor stores on every corner needing staff. Now they don’t make it to 83, because they are injured at work in robberies and on the health/mental health system in their 20’s.

    Not only do Kiwi’s have to subsidise these workers and industries with their low wages, but also increasingly support the low paid staff when they retire or become sick.

    Not just liquor stores, who will be ‘running’ these 70 million dollar Dairy farms, because I don’t think it will be the traditional farm owners!

    Canterbury dairy farms sell for more than $70m
    https://www.odt.co.nz/rural-life/dairy/canterbury-dairy-farms-sell-more-70m?fbclid=IwAR3HpW9nnSZ62c3l0kmgPflhRJv_Nv8zDcOha5ifnbyiwFjAG4M4xG6-4Z8

    Another industry (intensive Dairy) that is being bought up by the super rich and then expects NZ tax payers to subsidise their low paid work force. They should also not be allowed to irrigate these farms in Canterbury another socially irresponsible business driven by lobbyists and unsustainable areas of intensive farming!

    I’m all for farming, but not intensive farming, hurting the environment and taking public water away from their communities and pushing too much nitrates into waste water.

    The stupidity of government importing and subsidising more and more low wage migrant workers to subsidise unsustainable, socially and environmentally poor business run by the super rich, means the problem of lazy immigration goes far greater than the initial ‘sticker’ of work.

    You can see why the Natz and ACT want unsustainable immigration but less clear why on earth a Labour and Green government is leading the charge for more migrant alcohol, fast food, retail and dairy workers.

    • But the booze barons are predominantly Indian immigrants, and two Indians are worth one Chinese, and they may be mainly Labour supporters – ominous maths.

      • Pakeha maybe fucking useless and have to go, but they are still the majority voters.

        SB “And then we’ve got the issue of – we could end up getting rid of some list MPs if we want and bringing in some of those new ones, and if you do that you’re just filling up your list even further with ones that you’ve gotta sort of look after – I mean I reckon there’s two or three of our MPs, not picking up obvious ones like Finlayson or Carter, but actually we just want them to go. You know? Like Maureen Pugh is fucking useless.

        JLR: Yeah, I know. Carter, Finlayson, Nicky Wagner – they don’t really need to hang around.

        Simon: Yeah, but then, we get, yeah, yeah, we don’t want them to go this year though.

        JLR: Oh, no.”

        https://thespinoff.co.nz/politics/17-10-2018/the-jami-lee-tapes-a-transcript-of-the-ross-and-bridges-donation-chat?amp=

  9. So many vultures feeding on the poor & down trodden. So many leeches, it’s disgusting. When you have business models like these, truck “shops” etc basically selling high interest debt to those who can least afford it, it is just wrong. Glad the Government is looking after those they are supposed to protect… oh wait

  10. Chloe Swarbrick needs to join the Labour Party and kick Jacinda Adern’s arse out.
    Jacinda Adern and Tony Blair? Remember?
    Source: University of Waikato’s website.
    https://www.waikato.ac.nz/study/success-stories/jacinda-ardern
    …”She then moved overseas to London, where she worked as a senior policy advisor for British Prime Minister Tony Blair in the UK Cabinet Office.”
    To be fair, I don’t know what a policy advisor does. Is it something to do with advising on policy?
    Don’t get me wrong. I detest luxon, the Big Blue knob head God botherer too. And I must say, it’s easier to dislike them as a pair because they’re both the same unlikeable thing. Smiles, love’s, hugs, hair… Oh wait? OK, but at least one of them has enough hair for both their mechanical clock work, pro capitalist-fascist heads.
    Chloe Swarbrick must go to Labour. Importantly, Labour still has a marketing advantage, certainly over The Green Party, while The Green Party has a shit reputation and an HSBC bankster coupled to an all but invisible cunt word reclaimer as co leaders. yay. i’d vote for them…( said with more than a hint of sarcasm. )

    • Or legalize the others?
      I barely drink and don’t use drugs, but the Government has no business saying what goes into people’s bodies including vaccines.

  11. The whole concept of After Pay is morally wrong and exploitative of those who are the most vulnerable in society.

  12. Slash their advertising, get them out of supermarkets, immediately curtail their bottleshops, make them donate to Alcoholics Anonymous and just because they need to know who is in charge, extract a vice tax that comes off the top of their profit margin to help pay for the true damage their product causes.

    YES YES YES – THEY HAVE FAR TOO MUCH LOBBYING POWER.

    Every single community should be able to decide for themselves whether they want a booze barn in their community, this is well overdue.

  13. Just wonder where personal responsibility comes into this?
    I voted yes in the cannabis referendum but it doesn’t mean I think people are without responsibility for what they do with it.
    The Greens answer to ever problem is suppression of the majority’s rights to protect a few from their own stupidity.

  14. What people buy with their money is surely their business. Are we going to start poring over the shopping receipts of government employees in private to see if there is a purchase we can judge them on now? Things we can tut tut these law abiding citizens on and gossip about, private things? This is as creepy as letting WINZ or police snoop on your bank account, or letting the banks dictate financial transactions based on acceptable worldview. And the government can talk, they spend millions of NZ taxpayer money on military hardware for a foreign country. Where does Chloe stand on using Afterpay for a $40 block of cheese eventually?

  15. practice actually designed specifically to victimise the poor just like payday loans, how to extract the last dollar from people in poverty…
    last stage capitalism illustrated…of course it’s perfectly fine in NZ

    • I didn’t realize until a few years ago that payday loans were even a thing in NZ.

      The benefits of growing up upper-middle class- just like how I only have one old mates who had their brains destroyed by so-called ‘synthetic cannabis’. The death penalty is the appropriate punishment for the pushers of both those products.

  16. Oh the glorious free market and no regulation unless your Foodstuffs or Progressive ( Woolworths ) Australia.

    When you sign up for afterpay so you can keep gambling will Adern and her government of kindness step in with legislation..hmm

    This is another way of extorting the economic refugee’s including many pensioners.

    I hope Chloe see’s this for what it is ” Inaction ” to control the neo liberal death star and unfettered control by the market and protected by her friends in the NZLP.

    I hope Chloe can get support for her bill and it will be interesting to see who is for and against on this one.

    • Right on Mark, alcohol works its way into the meat and heart of every society – vodka in Russia for instance.
      Their reason is probably that it combats the extreme cold, and that should be acknowledged. That would have applied in early colonial days here too. But it gets out of hand, as reported from Scotland where in a hard drinking area, may have been Glasgow, the priorities for allocation of the income earner husband put it at the top and food for the children came down the bottom, after rent.

      Maori didn’t have alcohol as such and it had an enormous impact on them, was almost a weapon against them and weakened them. The stalwart Temperance women of NZ acted to prevent its destruction, and their family’s and particularly children’s lives being destroyed by the ugly spectre of too much drink, the poverty and violence that resulted, the nasty macho support the men would adopt against complaining wives.

      The book ‘They Called me Te Maari* tells the amazing NZ story about a temperance worker visiting isolated marae to sign up women there to the temperance cause – it was a battle for the hearts and bodies of the menfolk then. The struggle against the addiction continues. It occurred in my family and ruined the life of one man. Sure it is enjoyable, I like a drink, but it empties the mind of rationality, and the body of needed food and good diet because the drinkers often forego food; they don’t feel hungry because alcohol provides empty calories.

      * They Called Me Te Maari – Florence Harsant – Google Books
      https://books.google.com › books › about › They_Called…
      They Called Me Te Maari … In Northland before the First World War, the author organized the Women’s Christian Temperance Union… (Actually she worked as an organiser for the TU but primarily on her own, riding a recalcitrant stallion I think, and staying at marae, where she had to introduce and explain herself and rely on their goodwill and hospitality. A tough task.)

      In 1913 Florence Woodhead was appointed Maori Organiser for the Women’s Christian Temperance Union. She was a young pakeha woman who had grown up in unusual circumstances. Her father was the schoolteacher in a Maori village in the then remote Lake Taupo region. … Google Books
      Originally published: 1979 Author: Florence Harsant

  17. Good ol’ “Gunna’s” list gets bigger by the day. Chloe problem is she doesn’t seem to be able to actually do anything. Case in point BMW Jimmy is still a co-leader of the Greens. A more skilled politician would have removed him by now.

    • Frank the Tank – can you attach three asterisks to any of your inputs here when they actually contain facts and cower beneath your high-flying imagination and upbraiding!

  18. Don’t just slash alcohol advertising. Ban it! And chop sponsorship as well. People will still buy alcohol – it doesn’t need to be advertised. I don’t have a problem with the Green Party at all. Labour needs a conscience.

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