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alot of us have joined kiwi saver and are paying alot in fees kiwi saver could learn alot from the navada state pension plan that has one employee who does nothing and still beat 80 percent of the expensive active funds manages this is way kiwi saver should be restructured
https://www.fnlondon.com/articles/nevada-pension-fund-manager-does-nothing-all-day-20161020
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